Hi Quinity, Congratulations on closing on your first property!

Congratulations, Tony.

First off congratulations on the twins! 

Congratulations!

Congratulations!

They left piles of trash and food on the floor, so I want to get trash removers and housecleaners in as soon as possible to reduce turnaround time between tenants. 

. ;-)First of all, CONGRATULATIONS on getting started in real estate investing, on your recent refinance, and on your acquisition of that chunk of change!

Hey Joseph,Congratulations for thinking of starting at your young age.To get a loan, find someone in your network who believe in you: Family, friends, etc. who is willing to act as a guarantor on the loan, if you cannot secure it yourself.You would have to come up with some capital to put down as a down payment.

I put the few questions in parentheses.Thank you, Tony Plan:1)Find buyers and make a buyers list--Market your wholesaling business---Using bandit signs "I sell houses dirt cheap"---Business cards---Internet2)Find a lawyer that can help make a contract with a due diligence clause and option agreement3)Find my target area where I will do my house searching--Using the Central Appraisal District4)Find distressed properties--Tall grass--Piled up mail--Boarded up windows--Take a pen & paper, take notes and pictures of the property5)Create an excel spreadsheet of the property--Owner-occupied?

I put the few questions in parentheses.Thank you,TonyPlan:possibly start out with small, unimproved/vanant land1)Find buyers and make a buyers list--Market your wholesaling business---Using bandit signs "I sell houses dirt cheap"---Business cards---Internet---Real estate meet-ups2)Find a lawyer that can help make a contract--due diligence clause--option agreement--allow both parties to know who you are representing to avoid legal disputes (buyer & seller)3)Find my target area where I will do my house searching--Using the County Appraisal District4)Find distressed properties--Tall grass--Piled up mail--Boarded up windows--Take a pen & paper, take notes and pictures of the property5)Create an excel spreadsheet of the property--Owner-occupied?