Don't be afraid to share, we'd love to chat. biggerpockets.com/guest I have plenty of stories to share over the past 25+ years that I believe would be helpful to others on BP, especially starting out as a full time W2 to now running my own company.

The past few years, the older fixer uppers were trading at 4 caps.

I also have two other properties in the East Bay with much lower interest rates from the past three years.Thank you for your input!

Be sure to check with each lender about their specific policies on late payments within the past year.

There are also several areas along Ruger Ave near the I-90 overpass that  at one point in the past 20 years had some flooding and while they are not mapped by the city of Janesville as a flood risk zone, they are by insurance companies and may require expensive flood insurance. 

Just get past this point, hit the reset button with a new PM.

This would come from any past employer 401k plans you might have that you can rollover to your self-directed Solo401k and utilize for investments. 

BP has a lot of useful resources to help you, I have found the most useful thing for me to do was to actually attend a physical meetup or two as it lets you brush shoulders with others in the same shoes (or have been in the same shoes in the past). 

How has the demographic profile of these areas changed over the past few years, and what trends are expected to continue?

Our past clients have utilized this strategy for their first 2-3 small-multifamilies, and just over 3-4 years have 10-12 rentals doors.