They consist of rentals, vehicles, & umbrella. 

But you gotta be on the ground.Great on paper and some years you might get 15% returns and next year -15% returns.Plus, there is no true value in such areas as homes sell for $1,000 and others to unsuspecting out of state buyers for $60,000 where the provider makes a $20,000+ margin.Then it goes vacant, vandalized and back to a $1,000 houseLooks for areas with a more consistent sales value where homeowners also live and not just investor owned.B class in my eyes is:1) Close to infrastructure like schools, hospitals, shopping mall, larger employer, etc...2) Mix of homeowners and investor owned (leaning toward more homeowners).3) Well kept yards and no boarded up homes.

Now is it going to be astronomical, no, but the cash on cash return has been consistently above 20%.

Be cautious of cities that aren't proactive in job attraction; too much growth can lead to strict building regulations, affecting housing value.Other Factors- Favor cities with a crime index that has consistently decreased over a decade.- For appreciation, I look for a minimum of 2.5% YoY growth in median house values over the past 20 years but I don't use this explicitly in calculations.

There are many great neighborhoods in Cleveland and the suburbs that offer consistent ROI. 

Keep in mind that building your network takes time and consistency.

By strategically acquiring and managing properties, I aim to create a portfolio that generates consistent income streams, allowing for long-term financial security and freedom.

I think if this is consistent cashflow then it sounds like a great deal. 

I am negotiating a purchase of a mixed unit property (consisting of 4 residential units and 1 commercial space0.

If you have a good scope of work to begin with than it is a matter of showing the lender that you have completed a facet of the work consistent with the scope of work.