Do you get this kind of info from google, certain government officials/departments?

What other tax planning tool helps you plan for your retirement travels and provides you with income all at the governments expense.4.

It seemed like it bottomed and then our lovely government added the stress test and tightened regulations making the Alberta market even softer. 

Ideally that snowball will turn into a couple smaller residential value add buy and hold deals to build a system and team, familiarize myself with the rehab side of things, bring to light the things I don’t yet know that I don’t know, and gain some credibility.

Usually the rate is based on what the prevailing interest rate is in the market for a safe investment often the number used is 10 year US government bonds. 

No big employers in the area and most tenants in park are on government assistance or receiving social security.

My assumption it is for government voucher renters.

Or in other words, 99% of the RE investors are not RE agents :)You don't need the exam to develop credibility.

Given that the parish is a hassle, I'm leaning towards the limited hassle of a tenant that can be evicted over non-payment rather than dealing with a finicky government entity that can be slow and fails inspections for silly reasons rather than actual issues. 

The junior lienholder would have to agree to accept the offered funds, and are not compelled by any government body to do so.