I suggest you get some basic knowledge here first and then you can better evaluate any paid coach or mentor.

This is like coaching me how to fraud.

4) are there any coaching programs that anyone would recommend?

If his answers are good, then he has probably done some self education but needs a coach or mentor. 

They can probably also coach you through the insurance process if need be.

No worries with financing.This is in a small town which needs newer/nicer middle class rentals for teachers, coaches, etc.

I enjoy helping people be the very best versions of themselves and I do that through one on one coaching and personal development.

Here is what I would recommend.Don't limit yourself in mentors or coaches but ensure that mentoring comes from people who are successful.

I spent 2 days with a coaching client, in Salt Lake last week, driving for dollars among other training activities.

Business relationships, co-producers of materials or co-speakers at a seminar, someone who endorses the method or program, coaches, "mentors" have acted in some area to be tagged as associates.