To keep things very simple, I’m assuming the following: Structure: SFRAsking price: $111,111Desired COCR: 10%Gross Rent: $1,000/monthFinancing terms– preferred is 70% LTV over 15 yearsIn the example below (btw...I'm using a modified version of @Brandon Turner 's 4-Square concept), I plugged in getting the property at a 10% discount and the preferred terms and can only achieve $55/month in cash flow with 2.05% COCR.If I plug in terms of 80% LYV over 30 years I can get a lot closer.If I plug in my preferred terms, and calculate my best offer, I can only pay $75,408 which is 67% of the asking price.

I just listened to podcast 237 and I am the female version of the host, Ian Reeves (plus a husband and two-year old). 

@Tony LinYour 401k with your current employer is likely not able to be moved until you either leave that job or reach age 59 1/2 while still working there.The old 401(k) can be moved to an IRA/401k of your choosing, including a self-directed version of such a plan.The Solo 401(k) has nice benefits for those who qualify.  

If you have marketing overhead and you have more work than you can operationally manage, then you're wasting your marketing spend or possibly worse bringing on more business than you can handle which will damage your existing deals.Short version: target how much work you want to do, spend enough marketing budget to get there. 

There is a lot of background about how I got interested in real estate investing late last year, but the short version is that after three years of being the reluctant landlord of my former home, and reading William Keller's "The Millionaire Real Estate Investor," I decided to try my best to take charge and be aware of good opportunities even with our limited startup funds.About 10 weeks ago, a guy posted on an Internet forum I read (not BP!)

I've been contemplating hiring a database programmer to build something based on that concept, but I'd prefer it to be an online version.

@Dawn Anastasi Thank you for your reply and sharing your first action point.I enjoy gathering the book recommendations, too.It is nice to hear you'll be reading some of the books soon.On a long flight recently, I opted to listen to the Audible version of Millionaire Real Estate Investor by Gary Keller, a book I had heard of but never read, based on a number of Famous Four suggestions.It helped pass the flight time quickly and offered some good perspective. 

Does a Seller need to have original versions of an Assignment?

I have the free version of adobe, and there is no option in word to save it as .pdf.docs.google.com did work to save the link, though it did change my document a little bit when converting it.

King James Version Proverbs 22:8.