Texas added nearly half a million people, a 1.5% gain, or three times the national average. 2023 2022-2023 % Population State Population Change Change (2022–23) South Carolina 5,373,555 90,600 1.71% Florida 22,610,726 365,205 1.64% Texas 30,503,301 473,453 1.58% Idaho 1,964,726 25,730 1.33% North Carolina 10,835,491 139,526 1.30% Delaware 1,031,890 12,431 1.22% District of Columbia** 678,972 8,023 1.20% Tennessee 7,126,489 77,513 1.10% Utah 3,417,734 36,498 1.08% Georgia 11,029,227 116,077 1.06% South Dakota 919,318 9,449 1.04% Arizona 7,431,344 65,660 0.89% Montana 1,132,812 9,934 0.88% Oklahoma 4,053,824 34,553 0.86% Arkansas 3,067,732 21,328 0.70% Alabama 5,108,468 34,565 0.68% North Dakota 783,926 5,014 0.64% Colorado 5,877,610 36,571 0.63% Nevada 3,194,176 16,755 0.53% Nebraska 1,978,379 10,319 0.52% Maine 1,395,722 6,384 0.46% Indiana 6,862,199 29,925 0.44% Wyoming 584,057 2,428 0.42% Virginia 8,715,698 36,599 0.42% Minnesota 5,737,915 23,615 0.41% Washington 7,812,880 28,403 0.36% Wisconsin 5,910,955 20,412 0.35% Kentucky 4,526,154 14,591 0.32% New Jersey 9,290,841 30,024 0.32% Missouri 6,196,156 18,988 0.31% Massachusetts 7,001,399 18,659 0.27% Maryland 6,180,253 16,272 0.26% Iowa 3,207,004 7,311 0.23% Connecticut 3,617,176 8,470 0.23% New Hampshire 1,402,054 3,051 0.22% Ohio 11,785,935 26,238 0.22% Rhode Island 1,095,962 2,120 0.19% Kansas 2,940,546 3,830 0.13% Vermont 647,464 354 0.05% New Mexico 2,114,371 895 0.04% Michigan 10,037,261 3,980 0.04% Mississippi 2,939,690 762 0.03% Alaska 733,406 130 0.02% Loss Pennsylvania 12,961,683 -10,408 -0.08% Oregon 4,233,358 -6,021 -0.14% California 38,965,193 -75,423 -0.19% West Virginia 1,770,071 -3,964 -0.22% Illinois 12,549,689 -32,826 -0.26% Hawaii 1,435,138 -4,261 -0.30% Louisiana 4,573,749 -14,274 -0.31% Puerto Rico* 3,205,691 -14,422 -0.45% New York 19,571,216 -101,984 -0.52%

They purchased it for $3m, put $750k into it, we expect it to appraise for $5m, and are seeking loan proceeds of $3m.Here are three commercial mortgages that might be a good fit (click to enlarge, if necessary):Not listed there, but from left to right: Points are 1.25, 1.5, and 1.Prepayment penalties are 5 years, no, and no.The way to read "3/25, 15 years maturity" is that the rate is fixed for 3 years then adjusts, it has a 25 year amortization, and a balloon payment at the 15 year mark. 

Rule Three: Landlording Sucks.

(If first support agent doesn't understand or says no, call again until you get someone who can help or give you a sufficient answer)If you're comfortable sharing your VRBO listing, lots of folks here are happy to offer tips and feedback to help improve your listings performance.Check out this thread about How to increase VRBO rankingsGood luck!

For example you buy a triplex and live in one of the three units.

His rent pays our property taxes, our water and sewer bills and will be paying to replace the windows in three of his rooms come springtime.

If 10% is sufficient, do that and keep the remaining money as a reserve or for your next investment.

You may have heard Lake Michigan has risen six feet in the last ten years, then it dropped three feet recently, yet somehow this property appears unaffected: https://wcrz.com/the-worlds-largest-log-cabin-is-in-michigan...People love to point out rising levels but discount levels when they drop.

My experience is that mobiles/manufactured homes fall into three categories, a. still on wheels treated as a vehicle and are are on rented spaces b. wheels removed, the unit is put on a foundation and skirted, on rented space c. wheels removed, the unit is put on a foundation and skirted on owned land and treated as permanent, which qualifies for a mortgage.

Luckily my newest and largest property only took three months to complete all majors repairs and for bookings to start filling up consistently.Do you have a mortgage?