An LLC does not offer as much liability protection as many think and it certainly is not a substitute for insurance.I am  not excited about trusts.

You may get one leaving and a substitute.

When the majority of posters on here, most of BP and most industry experts are saying otherwise... at some point you have to ask yourself if you're just ignoring the facts altogether and substituting them with... well...

The loan officer told me "no problem, your history as a full-time student counts as a substitute for income history!"

There is absolutely zero substitute for starting early.  

I’m sure you’ll be happy to substitute Imagine, I’d Like to Teach the World to Sing, Kum Ba Ya, or We Are the World.We’ll practice trickle down economics, and you can give trickle up poverty your best shot.Since it often so offends you we’ll also keep our history, our name, and our flag.Would you agree to this?

I know somehow this will help in my real estate as well.Technique and basic knowledge of lighting and composition are of course very very important, but in this case there's no substitute for a nice wide angle piece of glass.

Also, lots of agents appear to be using ActiveRain as their substitute for a personal blog (which I personally thing is a waste of time as only other agents are on Active Rain reading my posts-although Active Rain does have good search engine penetration).Everything I have read suggests that you drive visitors from your website by all your off-line marketing activities.

Rob Cee, a few thoughts I would like to put down based on some of the due diligence points you have raised.1) All the appraisals, bpos, etc. in the world will not IMHO ever be a sufficient substitute for either you or someone you inherently trust putting your feet on the ground and actually looking at the property and understanding up close exactly what you are funding.

I'm not talking out right fraudulent corners such as substitution of sub-standard materials, I'm talking no extras are going into your project, just good enough becomes more than good enough.