My experience with friends/some clients is get their numbers via whatever method you can and reach out via the phone.

I am not trying to grow a big business.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

Fully fund IRAs and 401Ks7.Work less ("I think I earned it" ... a few good men)

Lot easier ways to grow wealth.  3.  

As we wrap up the year and look ahead to 2025, the real estate market continues to present unique challenges and opportunities for investors, brokers, and lenders alike.

I got to the point where I hated switching back and forth.

Closing costs typically range from 2 to 5 percent of the total loan amount, and they include fees for the appraisal, title insurance and origination and underwriting of the loan.”When it comes to closing costs, a trusted lender can guide you through specifics and answer any questions you may have.

Why not joint venture with someone who has money, fix & flip itWhy not rent it out for at least the monthly carrying costs.Why not sell it on a lease option, get 10% cash up front to fund school? 

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.