I'd also get familiar with creative financing structures like Sub2, novations, or seller finance. 

There are some creative finance options, like adding renovations to the property, which can help bypass seasoning requirements or programs that will allow 90 days. 

Once I have that my strategy may change to other creative deals.

Sacrificing a thousand dollars and a few months of studying has benefits beyond just passing the exam; you will have more creative ways to get the maximum profit out of each deal, meet more people just like you, and open a few doors for investing.All the best! 

I agree with Pete, deals are out there just have to get creative and look outside of MLS.

if it's already gone to auction, it might be too late. it's a complicated process to try to get the bank to back out of that. and as the other commenter said, all owners have to be totally on board with your plan. not only are most sellers not down for creative financing, but those being foreclosed on are typically even less cooperative (i realize that makes no sense, just how it is), and divorced couples even LESS. i think you're putting the cart before the horse here in looking for a TC. for future deals, you can find a TC in pace morby's fb group. 

Finding creative ways to earn side income.

@Mark Gerlach creative, but mortgage fraud.You have to disclose if you own more than 25% of a business you use as income to qualify.Why don't you just get a DSR loan that should allow you to do the rehab and use the projected rents to qualify?

This include conventional, creative options like this 5% down option, DSCR, non-recourse, commercial, LOCs, HELOCs, installment loans, bridge loans, etc. 

My son is involved in creative hub worcester to try to revive south Main and you do have union station development so they are making an effort but it will take time.