Am I overall lowering my expenses if I buy a two-flat and rent out one unit?   

Also, if you buy using a hard money lender or cash, Zach Starnes can do re-fi's off the appraised value shorter than the typical 6mos and then you might not need any money down if you buy at the right price.

Quote from @Donald Hatter: Investment Info:Single-family residence buy & hold investment.

I work with agents who know my buying criteria, and they bring deals to me before they hit the public market.

He and I created an LLC for NC a few years ago when we were thinking of buying a rental property there.

I'm proud to say this home  has helped me catapult me into being able to buy a large hotel.

---You can try to increase your chances of cashflow by buying a beatup property and BRRRing it.2) Buy Class C cautiously.

Just keep in mind that using that emergency fund to buy your next property and having tapped a HELOC already may leave you in a bad spot if you run into a similar problem again.Also, I’m not 100% sure, but I have heard that personal loans don’t your credit more so than other types of debt so be sure you look into that if you go the personal loans route and then planned to finance your next purchase soon after.

.- Once your time is more impotant to you then the cost of a PMC, you can hire one.2) Hire a PMC to guide you on your first rental and learn from their expertise.- You can buy additional properties and DIY manage those, perhaps leaning on the PMC for any issues you're not sure how to handle on your own.Good luck:)

I too though these were good investments early on 2020, but the whole premise of buy now, lock in now is nonsense.