My local municipality is changing ordinances to be far more restrictive, and I notice a number of houses up for sale that were STRs.  

I guess my biggest red flag is when he is asking how I'd like to pay.

I am not against LTR but would like a higher cash flow property since my wife and I are already in our early 40's.

Lender was Amko lending.I just bought my first MF in Cleveland as OOS and also used Journey + AMKO lmao 

My family will occupy one unit, while the other will be available for rent starting in the spring of 2025.

Thanks @Dell Schlabach , Yes, this was my 2nd flip. 

.: Wild idea based on a property in my local market.

My first question for you would be what your experience is?

My wife has a house with a small mortgage left on it and long story short...one of her kids is the other "owner" of the property.  

In my limited experience with a similar service, they will send you leads and even make offers but you still need to do your due diligence and make sure it's a profitable deal for you.