After 3 years he loses his right to redeem from me and the original owner is WAY out of the picture.

The other thing to note, and o don’t remember each counties rules off the top of my head but in some counties you lose the ability to rent the adu if you move out & it’s not owner occupied.

However if they do and they have an attorney, you very well might lose and learn some lessons from the opposing counsel or the JP or both. 

I’m losing out on the opportunity costs if I would have left my money in these retirement accounts is what the critics tell me for tapping into my retirement funds and borrowing from them.

The hard part will be staying focused and delaying gratification without losing enthusiasm in the middle.

I've recently started building a software application because I think there is an issue with potential earning lose due to overlooked measures in utilities.

@Kyle KlineWhy not use the 15-20k in savings and lose out on the 5% interest instead of incurring 8%-13% on the HELOC?

If you do this to buy a property you reside in, you won't have any income, which means your return is actually in the negative, and you are losing money.Increase earnings.

I told them I would comply with all of this but they would lose their deposit and the tenant who is staying would need to replenish the initial deposit account.

. $100 is WAY too low and they will be losing money when finding a tenant.