@Yinon Estikangi Typically if the property has been owned for less than 6 months and the property was recently renovated then we would be fine closing vacant and use the appraisers opinion of market rent to determine DSCR. 

You are aware that PadSplit requires you to convert your living and dining rooms into additional bedrooms, right? 

The other forums are for sharing and learning.Second, why are you in such a hurry to scale?

I am breaking into real estate investing and have extensive experience in condo / townhome law and association laws.

Two of your questions will be more situational and location based.We don’t ever haggle on pricing, although I would suggest being flexibleWe check credit, criminal history and everything that goes along with that, evictions, and income.

You should definitely buy a property and give/rent out rooms to the homeless and disadvantaged.

Many investors ask me when and how to make the jump from single-family to multi-family properties.

When it's sold it will be taxed as capital gains tax and may also have some unrecaptured depreciation which is capped at 25% and  recaptured depreciation as well which can be up to your ordinary income tax rate.

My most recent was insured through Steadily and they used Foremost.

Get as much info as you can. get their bank statements see what comes in and comes out.