Work in several towns and once and be prepared to make several options with one week time limits on them. 

One time I had to use my knowledge and testing practices after a job, and that was because it was a HUD inspired low income grant job for a homeowner.

They are pretty unique conversions, it does take considerable time, effort and money!

If nothing else that is a strong reason for us to always seek external leverage. 3) Time - things can really drag out with the planning process!

If the only MFH options you're finding are in areas you're not comfortable with, it might be worth focusing on a duplex in a better neighborhood.Saving up for a larger property later is a valid approach too, but keep in mind that real estate tends to appreciate over time, and waiting might make it harder to enter the market later.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

In both cases I settled with the homeowner to avoid aggravation, lost time, and expensive lawyers.

Let us connect, I have something for you part-time.

The appraiser will not give you much now, but when it comes time to sell, it will make a big difference. 

Since there are not many ways to reduce taxes retroactively for a previous year, understanding options like these can be particularly valuable at this time of year.