Now if the foreclosure is contested or if there is a muddy title then there should be some sort of legal pleading and process underway shouldn't there?  

I spend plenty of time with my kids without having to feel guilty about it  LOL

Also, people wakes up in the middle of the night to check phones (I'm guilty of that!).

Next I googled the current owner of the home, only to find recent news articles finding him guilty of killing his wife in the home (she didn't actually "fall down the stairs" like his first account stated).

There were times when I personally felt a little guilty charging the same for a Microwave treatment as I would a fumigation, had it not been for the customer thanking me for performing a non poison gastreatment alternative which also had so many other benefits like not killing their plants and no overnight leaving.

FDIC Chairperson Sheila Bair on CRA: "Not Guilty."

This is damn near identical to how Obama was able to come in and win the election, when everyone knew that ANY democrat with a pulse was going to win because they weren't Bush, or guilty by association a Republican.

They will then simply track your gf's income and where it goes, a 2k paycheck is simple to account, what cards they paid, what's left in bank, and if there's an extra 3k on the bills paid, then it wont be rocket science for anyone to guess where it comes from.The thing is simple, either it is legal or not, what you think is irrelevant, it is not other types of illegal activities where you are innocent until proven guilty, once fraud is imposed, you are guilty until proven innocent.

I laughed; I am guilty myself.I thought it was some guru Gimmick myself.

Yes unfortunately it did not end well: http://www.cbsnews.com/news/guilty-verdict-in-kidnap-murder-of-real-estate-agent/