A couple of months ago, I purchased a property using a hard money loan for $115,000.

This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

They aren’t able to get a mortgage themselves so they would provide the money while the mortgage and deed would be in the others name.  

Keep in mind it is a risk and speculation, if something happens(market tanks, job loss, etc) then you will be out money.

If you want to send me a DM I can send you a link to run an easy online quote

They must be very low odds because insurance companies are in the business of making money, not paying out maximums.

You won’t make your money back.

However, she has requested a Rent Credit.I have no problem letting her clean since that will save us money and allow her to get in there faster.

“Money goes where money is treated best.”Your future ability to attain and maintain financial freedom depends on the city where you invest.Investment TeamAn essential location selection criterion is an experienced local investment team.

refinance our own home with some money down + purchase another flip?