Typically Section 8 assistance will track along the market rent for low income communities in the area (slightly higher or lower depending on the location). 

A condo HOA can decide they want to replace all the roofs, but if the bank account is low, hit you with a $5,000 special assessment.

Hi, I have an applicant who is 20 years old with a low credit score.

Prices in Columbus are still low enough to find 1% rule deals and there's a ton of appreciation happening in this market as well.

But taking the long view, those low fixed rate 30 year mortgages are some of the best hedges against inflation you can have.

Correcting this should adjust the profit at sale.Additionally, your property taxes seem quite low.

Prices in Columbus are still low enough to find 1% rule deals and there's a ton of appreciation happening in this market as well.

However, I do not expect the refi appraisal to be 30% low, maybe 10% low.Did the market price fall or were the comps used by RE agent not good comps.  

But house hacking with a low down payment loan is a very, very powerful way to get started.

Seller financing is very hard to get.Most seller has the intent of collecting all the money upfront for a new property.To entice the seller to accept a low down payment, agree to the purchase price without negotiating, cover the closing costs and if there are any commissions involved with brokers/agents.