After moving out, I’d still be out of pocket $750 to $1,500 a month to cover vacancy, capital expenditures, maintenance, and property management.

DSCR loans usually require rent to cover 1.1 or 1.15x the loan payment amount. 

Most DSCR are LTR loans and use LTR income to cover the debt but you are free to STR the property if you would like...I think that is what you mean??

Also, make sure you have an emergency fund to cover six to twelve months of expenses before you buy a house. 

When this Policy applies, guests can cancel their reservation and receive a refund, travel credit, and/or other consideration regardless of the reservation’s cancellation policy, and Hosts can cancel without fees or other adverse consequences, although their listing’s calendar will be blocked for the dates of the canceled reservation...What Events Are Covered...Government travel restrictions.

I would advise against for residential customers, since those units are simple and have straight forward maintenance that can be covered in an annual “tune-up”.

Let me break down a few key points and strategies to help you out:Fix-and-Flip Loans (90% LTC / 100% Rehab): When a lender says they’ll finance 90% LTC (Loan-to-Cost) and 100% of rehab, they mean they’ll cover 90% of the total project cost, which includes the purchase price and renovation.

Their E&O insurance should cover this.You may need to file something with the local or state Board of Realtors and attorney general.

She needed to sell quickly to afford cancer treatment in Chicago that her insurance wouldn’t cover. 

I suspect they were talking about difficult turnovers with problematic renters, bigger repairs, heavy cleaning, maybe some missing rent, and longer vacancies.