I'm not a chuck in a truck off craigslist.  

Just food for thought evaluate all options

Keep your head up don't look back and keep trucking and you're sure to succeed.

most anyone with any experience is not going to go behind a HML as their funds are in jeopardy of being wiped out.. at least not to make it even remotely interesting to a Private lender to make 8 to 10% interest in such a precarious situation.. now you might find the PML who fell of the turnip truck.. but anyone with any experience wont do thisI would recommend you recalibrate and look for that equity partner.. share the wealth until you have enough capital to do these yourself.If you don't have 20 to 40k of your own money by now then you need to earn it and save up.Like I said you may stumble into someone who does not know what they are doing.. but find that local guy create a relationship make them some real money it will serve you far better in the long run.. trust me on this

It was such a good rate (due to the credit I built) i asked them if they could refinance my truck with the same rate.

My fiance is an over the road truck driver and mu lil one has seperstiin anxiety so i have been away from him only a handful of times.

Best balance and closest proximity of outdoors/beach and water activities/food/nightlife/weather I've seen.

If he drives a nice truck are you weary about the price ?

Just food for thought.

Nothing works better than the magic of cut grass, clean siding, and a tow truck to remove a few beater cars, and the heavy hand of the law.