It doesn't seem like you're in a position to shop, so just something to keep in mind for future reference.Also, when you're talking about a 30-year fixed loan, if one lender tells you they can do something that several others said they cannot...it's a huge red flag.  

So if anyone is looking for a help around the area, or someone to work with, or just someone to talk shop with, Im am here!

The people who post in the, "As a matter of fact" fashion...

If you ever want to grab coffee and talk shop, give me a shout. 

Some numbers for your perusal:Purchase price: 70kLand value plus shop 35kMoney this house could easily eat before all is said and done in fixing it $70KValue if we poured $70K into this house  $120-130K todayValue as-is  $55KRent the house could fetch if we dropped $5K into it  $800/moExisting mortgage $622/month pitiCould refinance to a piti of $500/monthI ran a scenario where, if I dropped $10k to stabilize the condition of the house and $25k to convert the garage to a studio apartment (rent for $300), it would be around 10 years before I could break even.Thanks for any advice or insight you can offer as you play the what-if game with me.

Now shopping for another.

Last builder I worked for closed up shop and a left me to fend for myself.

We believe seller agent executed in such fashion as stated below because seller wants to sell to backup offer which is higher bid than our agreed upon purchase price in contract.

If you’ve purchased your property with enough margin and this occurs you just take the face value of the policy, close shop on that asset, buy another, and possibly pocket a few bucks in the process.

It is a retail store that will rent VHS & DVDs by the day and you can shop around the store for a decent selection :) :)