No sprinklers or smoke detectors.

I am surprised the rate locks and all of the financing has not went up in smoke yet.

You check screens no rips or tears they will fail if missing or in need of repair, Smoke detectors working also.. 

For example, at the very beginning the tenant told me she didn't smoke and then after I had selected them to have the rental- she admitted she smoked but said she only did it outside.

If so, that guy is trying to get a hold of everybody and his numbers are smoking crack.

I was thinking a build up of cigarette tar on the fuse box...kitchen grease is even better, more flammable! 

Number two is the banks use smoke and mirrors to fool Canadians into thinking the bank is giving them a break from the posted mortgage interest rate.The banks have the full blessing of the Government of Canada to keep the interest rate rip off scam going.

Issues:- Foundation issues as I mentioned before- Downspouts are lacking extensions- The water heater is older (around 17 years) and may be past its prime- The electrical panel cover is missing some screws- There are a couple outlets not secured to the walls correctly- There are missing GFCI outlets in the kitchen and bath- There is no insulation on the water pipes- There are not smoke detectors and CO2 detectors in all areas that they should be (it's recommended to have one in each bedroom and one on each floor which includes the basement)- The attic space could use some additional insulation- There are a few corner pieces of siding missing on the exterior- The grading around the home could use some adjustment- The gate part of the fence needs to be re-adjusted for alignment- The wood on the garage needs to be re-paintedIt looks like a lot, but most everything is small (other than the foundation and grading).  

Breaking that up typically mean separate electric meters, disconnects, panel for each unit as well as a common meter for landscape lights, walkway lights, fire and smoke alarms, common laundry, pumps etc...in addition to the rewiring that is necessary to break it up on the inside.  

There was tremendous smoke damage from years of smoking in the unit.