I wasn't in the property very long until I had the ability to refinance and continue on my journey. 

Rather it is the ability the property to cover the payment (Rent/PITI = DSCR rate)

Just because you have the ability to do something doesn't mean you should.

But it hasn’t had a significant effect above the market’s ability to absorb that supply.

Even if the tenant signs the CFK document and sets a time to move out, if they dont, you have no ability to enforce the contract.

If you prepay 15% you’ll probably get a 5% return.What we didn’t talk about was ability to acquire new debt, cash out refinance costs, cash flow implications, tax benefits, liquidity or risk management which is another post.My intention on my property is to prepay about 4% to move the cash out refinance for another property up by a year and let additional investment money ride elsewhere.

They do try to go after the Tenant to recover what they've spent, but they don't have direct access to tenant funds.Obligo is a "billing authorization" which means the Tenant gives them access to a bank account and a credit card.

I did want to clarify a couple things, I don’t think the revenue from the property has to cover ALL expenses but the revenue does go towards your “income” therefore giving you the ability to qualify.

If you have the ability to target a specific purchase price, I suggest staying in the $250k-$1m range.

Despite hopes for rate reductions to alleviate these challenges, banks are constrained in their ability to provide favorable terms for refinancing, leaving investors facing the prospect of contributing more equity or selling properties at discounts.Jerome Powell's Outlook and Market Dynamics: Federal Reserve Chair Jerome Powell's cautious approach reflects the delicate balance between economic stability and inflationary risks.