Simply, sell.

Have you talked to the tenant and simply given him the option of breaking the lease?

Wouldn't you rather avoid the claim in the first place along with the time and expense, increased insurance premiums, being limited to surplus insurance carriers etc. rather than absorb claims simply because you have an entity? 

If you identify 3 or fewer then it doesn't matter how much they are worth. 

When there is a recently acquired long-term rental, lenders can simply throw in the lease agreement and use 75% of the rental income from that, but on a short-term rental, there is no lease agreement, so the only way to document what the actual cash flow is, is by using Schedule E of your most recent tax return filing. 

Show people what the investment looks like over the life cycle otherwise people simply don't have enough information to go off of.

Welcome @Kiara SpenceThere's alot of great points mentioned.You'll surely want to understand your budget, narrow your focus/objective, work with a lender/broker that understands your goals and put the right people in your corner to help identify deals.Are you going to reside in your primary and buy the rental?

If we could afford the price point in our local market we would stay in the Southern California market but its simply too expensive. 

Some Albany-based female investors started a Rose, Rehabs, and Real Estate group and we'd love to invite other lady-identifying investors to join.

This would be very much like a borrower having the property rented at break even.So in short, a LO simply saying "he wouldn't finance" without running full credit and verifying income would be short sighted, in my opinion.July 3, 2022To Whom It May Concern,On November 14th, 2018 one of our holding LLCs, [LLC Name Redacted], entered into an agreement for sale on the property at [Address Redacted].