TIAErich your best bet would be to amortize it over thirty with a 5 year balloon. the issue with private lenders  vs. banks is private lenders use their money to lend and many times it may not keep up with inflation - so lending for that long does not make sense.

I'm looking for ways I can "protect" this private lender. 

Remedy after termination.If the rental agreement is terminated, the landlord may have a claim for possession and for rent and a separate claim for actual damages for breach of the rental agreement, reasonable attorney fees as provided in § 55.1-1245, and the cost of service of any notice under § 55.1-1245 or 55.1-1415 or process by a sheriff or private process server, which cost shall not exceed the amount authorized by § 55.1-1247, and such claims may be enforced, without limitation, by initiating an action for unlawful entry or detainer.

I wouldn’t recommend spending time with a 27-year-old who already has a long list of investors.

You may spend thousands of non-refundable dollars to present them with deals, but there is no guarantee of approval.

I'm new to posting here... was a member way back in my early days,I'll hit this "contact" button to try and privately get in touch.Thanks for the message

Don't spend too much time comparing a seasoned sponsor with a decade plus of experience to a newer operator.

I most want to avoid spending considerable time showing units in-person to prospective renters, esp. before we've pre-screened them.

I spend $50,000 to rehab the home.  

If you spend six months networking and act interested and not interesting, you will have connections, but you need to build your background before you approach or there will be no value for them.