@Chris Magistrado if she knows what she's doing and consistently keeps a sharp eye on what's going on it's possible.Should have local "inspector" that can verify what's done and how well, before paying contractors.

Definitely a lot of growth here as Texas Instruments is investing $29 billion into a development to bring over 3000 high paying jobs to Sherman.

When you pay off a mortgage you pay the interest for all the years you didn't own the house?!?

So for her, the fees of 3% at closing and 1.5% per year is a steal vs paying $400,000.

Section 8 refers to a voucher that some people use to pay for their housing.

You will make more from loan pay down, yes you SHOULD have some appreciation.

And I would love some passive income or at least someone to pay my mortgage until we can pay it off maybe.

I understand I'd take a pay cut being an agent for the first few years, but in exchange, I'd be learning about the market and building a network as I move towards Commercial multifamily.

My SBLOC requires that I pay it down to $0 once a year and keep it at $0 for one whole month.

As Sean above alluded to- never pay a seller for your future hard work, risk and stress.