And if we get rates in the mortgage in the mid 5’s over the next few years that will basically be neutral.

A white marble look quartz with large gray or taupe veining would be lovely and neutral enough for mass appeal.

So as long as you are coming at neutral you don't have to pay taxes on your passive investments.

As a buy & hold investor, I have structured deals where they are cash-flow neutral when I am using leverage to acquire them.  

The point the CA investor makes is that it is wholly possible to get to the 5 million mark buy buying Passive CA neutral gear to slight negative gear properties.

There is no way to make it cash flow neutral, let alone positive.

My personal goal is neutral cash flow with 20% down and 10 year financing.

A little strange,   or as you put it disturbing,  that you were so offended by something that we were just having a general discussion about Jay  offers nothing but neutral and honest opinion,  he did not say anything offensive to you 

I would more equate to it as cash neutral and not cash negative. 

Little did we know DC a year later banned full time Airbnb rentals.... i still own the home, get a pit in my stomach every time it rains, it is cashflow neutral and am open to sell lol.