Social media is not my forte.

Your other option is some of the Alternative Non-QM lending programs that are out there, there are several that take the Rent Debt Coverage Ratio to determine the income or debt ratio instead of the borrowers personal income, most of these only have a 6 month ownership seasoning to use existing value, one company that has this program is Impac Mortgage, they have their credit matrix online to view at "http://impacmortgage.com/media/forms/iQM-Investor-...

It might help to show them on paper how much more they can make and  spread out their income and have less possible income tax liability in the life of the loan. 

There are many who believe you should have a minimum amount of units to spread the risk, which I strongly agree with.

I make my payments on the underlying note and keep the spread (the $500 to $700).

You just have to find your first follower then it will just spread like wildfire I'd bet.

You can still find a house for $60k that rents for $700, but you can find similar spreads in markets like Fort Worth and Austin that have better chances of appreciating going forward.

Do I need to make up a pro forma spread sheets, anyone have examples of these? 

All tenants are month to month, so raising the rents is a bit easier and then lock in 1 year leases.There are some bonus opportunities i.e. spreading water bills to tenants as well as airbnb opportunities in 2 of the units as it is on the water, but we are not factoring that in right now.My questions:We have the seller financing option, and the ability to do private for the 30% down second at 8-10% and 2 points.

The kids are young and need to spread out....I need them to spread out away from me!