@Steven HsuBigger Pockets is a great place to find a real estate tax accountant.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

You can find us online.Current Ideas: Video Series on Passive Investing in MHC, Tax Benefits of MHC, Investing through 401k etc. 

Then they lock them in to a SLIGHTLY lower initial cost per kWh.

I assume your prop tax increased 1.1% to 1.2% of the ADU cost even though the ADU only valued at $75k???

It's a riskier loan given you do not carry a social security, no US credit & no experience.Due to increased risk comes mitigation (Lower LTV & Higher Rates)

It probably be best as a friends-and-family type loan, but I don’t have anyone around me that is an appropriate lender.If I have to, I can put the funds in myself, but its inconvenient, and would come from investments that would need to be sold, taxed, etc.

We looked at a couple different options as far as % downpayment and I figured I would refinance in the near future to help the payment get down lower.

If we sense there is a red flag, were asking them to upload additional documents like tax returns w2's etc.

States like CA, NY, CT, NJ, MD are notorious for high sale price homes, higher taxes and hard to cash flow.

Also what does the city say is the assessed value of the property on your taxes (it will be different than the appraised value, but should give you an idea).