Rent App is fairly new but I've enjoyed it so far, and my tenants who use it appreciate being able to help build credit.

I have read every forum I could find reviewing of each of these and most are fairly dated so it'd be great to have recent experiences with them considering how software changes/hopefully improves with time and development. 

We've done it, but it's fairly clunky.

Outcome was good- we bought low and sold fairly high Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We've certainly experienced a fair share of new build/builder quality control issues.I do believe the long term has significant upsides but you know that already with your understanding of the mountain communities.

You qualify for 100% financing and the closing costs can be covered by getting "Seller credits" which is fairly common in this market.

The first rule of gambling is that no single loss can wipe you out.

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

Although we do have CA Fair Plan fire insurance on it.Any guidance would be much appreciated.

Appreciation is fairly easy in bay area and anywhere in CA.