Meaning you need to wait 12 months from date of purchase to use the newly appraised value and base off the LTV.In comparison, DSCR loans typically have shorter seasoning, often being 6, 3, some even 0 months seasoning.

I don't know how likely I am to not lose any money based on the value of the information I would receive through the program.

They are underwritten primarily based off of the property not the borrowe so your W2 nor DTI is relevant. 

I am an investor/agent based on Charlottesville VA and I got my start during college as well.

Pierce that corporate veil like a water balloon.I have a few buildings and each with 4 or less and hence residential investment loan. i agree and have come to the conclusion to increase the liability insurance by 500k. 2nd- buy an umbrella insurance from the same/different carrier. 

Any active duty base is preferable.    

And therefore competition among tenants can create significant challenges, like...Businesses may struggle to establish a unique presence and loyal customer base, and a lack of profitability due to nearby competition will likely lead to higher tenant turnover.

I believe the better question to ask would be: Based on my skills, employment, time availability and resources which are ______, what is the best city and strategy for me?

Your broker may feel entitled to an additional split based on past dealings or conversations with this client.

Based in Philadelphia, my goal is to start wholesaling properties as well as buy properties to flip and hold.