But, many of also speed or drink and drive (I speed...I don't drink and drive!)

I meant to say I was drinking at the fireHOSE not firehouse. 

Many of my 'JOB' colleagues would drop by nights & weekends to drink my beer & watch me bust my azz & tell me how much money I was going to lose on that piece of trash. 10 years after I bought this one & several more I retired.

The first pillar of asset protection is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments(maintain your property, etc) - these simple steps will help you prevent lawsuits before they even occur.The second pillar is a good insurance policy as that cover the majority of your exposure.

I didn’t pick them to be my drinking buddies or to counsel me on their thoughts on life  .

Many of us had gathered for drinks and conversation afterwards. 

The village has done a great job on upgrading the Madison Ave biz district and the town is finally overcoming the impression many had of it being the place where folks in Oak Park went to drink.

I have also seen some hosts stock their fridge with drinks for the guests. 

I mean, none of us even drink or do drugs so that's half of the issues with young men getting into trouble right there.I know that there's some disagreement about how ready I am to get a house or plex, but for those who have recommended the plex, is that a solution to my current income problem, something which would allow me to get the loan while only making 30,000/year at the time of applying?

If you drink a diet soda after the pigout it's all one calorie, really!