Even some townhome associations and some  HOA 's have rules that will not permit AirBNB type rentals.. it's getting more and more strict. 

. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the owner of the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

Great I'm in the Valley feeling a lot like Jon S. ! Have

@Marie S.   having

Exterior is stucco, roof is flat and clad in an elastomeric foam membrane (one of my biggest issues).  

I also wouldn't spray foam unless you plan on paying utilities. spray foam is expensive. another expense people dont ever think about when spray foaming is air quaility.

Those that deceive sellers, those that walk if they cannot close, and those that are successful in shaving off thousands of dollars and pushing the property on to a buyer thereby screwing the seller are as Bill Gully stated, a public nuisance.

To this day I have only gotten my credit score up to the low to mid 600's. Having

Insurance isn't that much per property however if you can shave off 50 bucks with the same limits it adds up quickly on a portfolio.

After 14 years with 54+ properties, the getting out $'s have to be worth it!