I enquired about the HELOC on the rental property and I am not getting good terms that work out.

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Yeah you can post on here looking for co-sponsors for your deal.

@Nancy Kittleson Have you any updates on this?

That said, new listings dropped 12.6% year-over-year, meaning sellers might be holding back.Time on market is increasing – Homes are taking longer to sell, with a median of 96 days on market, a 61.9% increase year-over-year.

Does anyone have a "program" or formula to use to establish a reasonable list price based on current income and expenses.

Pay the bill yourself, then reimburse yourself by charging the tenants based on a formula.

Before looking at whether you should sell your primary, let's focus on the numbers for 1 LTR.

This means investor cannot work on the property (e.g., making repairs, managing tenants).

If you do hire a VA, you can't count on them being long-term.