Then you will be counting your losses as losses.Get out while you can, move into the next round of investing, recover your losses from this deal in future ones, and more profit beyond that....and please, don't rationalize this deal still can <fill in the blank here with all kinds of rationalizations>. 

Self-help books and others tools that help you communicate effectively should be on your study list.Focus on action but do not expect the other side to act rationally even when you believe you have a superior solution.

Don't let the excitement of get this property overcome your rational senses if/when the seller counters.

When looking at the numbers you can use rationalization to fool yourself but you can’t trick the deal!

The answers to these questions matter to understand the rational.

Portfolio loans filling the gap between Fannie and HML are a risk-based rational non-algorithmic marketplace requiring full docs & doc-based shopping to get accurate numbers.

@Ray Johnson - Thanks for the warning on credit cards...definitely didnt think about the DTI ration impact on the exit.

In a historical context the current interest rates are very low with not much room to get lower but a lot of room to get higher, which is my rational to stay away from a 5/1 loan for a buy and hold.

The is a ration of NOI to annual loan payment.

Real estate, to serve my purpose, is a business decision and should be considered that way - unemotionally, rationally.