If 2 other people qualified, I'd be fine with that.

The issues we ran into were being pre-approved for a mortgage much lower than what most houses in our area are selling for, and finding houses that were in our price range did not qualify for conventional mortgages.

I am an Assistant Property Manager and we have a few owners who prefer to manage without paying a fee monthly, but they will use us to help secure qualified tenants.

A little research says:Turns out they just eliminated real estate from qualifying… You know.

Do they qualify I just her income?

Can I qualify as a Real Estate Professional and deduct all losses from my W-2 income?

Primarily this applies to when one took bonus depreciation on land improvements, or in the case of nonresidential property, qualified improvement property.The one type of depreciation recapture you can defer with an installment sale is "1250 unrecapture" - this is that typical 25% depreciation recapture rate that you think of, which is the depreciation recapture on the straight line building and/or straight line depreciation on something like the previously mentioned land improvements or qualified improvement property.Allocation of the sales price is incredibly important here. 

Properties that utilize STR income to qualify.

The problem is if you do it on single family (also known as boarder income) you can't count the boarder income toward qualifying until after they have lived with you for a year.If you go multi you can count the income, up to 4 units.

If you choose to use a DSCR loan, the refinance will be qualified based on the cash-flow of the property.