Put all the pieces of the puzzle together and execute

The downpayment is just part of the puzzle.

@Steve Vaughan  good credit is just one of the pieces of the puzzle. you can have good credit but if you don't have the income to go along with it.. not going to do you any good in the real estate game.buying a car yes.. getting consumer debt sure... but not with underwriting in todays day and age.

Properly underwriting the debt is one of the most important pieces of the puzzle, after all, the lender is usually bringing most of the cash to the deal. 

Being new to the US, I'm still learning about the broader pieces of the investment puzzle like Trusts, LLC's etc etc that are frequently suggested - apologies if this is a daft question!

Once you get that you have one piece of the puzzle you can leverage to make the rest work.

I'm a bit puzzled by your response to my reply.

This IS the situation, however.It's a puzzle. 

These companies really didn't create any new earth-shattering technologies, but rather just combined some pieces of the puzzle for the markets they serve.

Just for fun I will pose this as a puzzle for our account mgr at Listsource.com (CoreLogic) to solve for us!