However, there is debate over this but generally we follow prescedent from the Courts.

My options are as follows: - Multi-family home with 15% down, 0.5% off rate, and $1,000 towards closing costs. - Single family home in a community reinvestment act, therefore only require 3% down, get 1% of rate, and receive $6,000 towards closing costs. - Two single family homes in a community reinvestment act, therefore only require 3% down, get 1% of rate, and receive $6,000 towards closing costs.In order to receive these extremely low down payments, i would have to technically live in the residence for a few months as they do not offer these for investment properties. 

I will follow up with few fellow investors that contacted me offline. 

Quote from @JD Martin: In general I agree with the premise of your post, and think that most new investors would be wise to follow your maxim. 

I spent the next 3 months following up the property, with me offering $180K.

If you want to track what DSCR rates are doing, I would follow the US Treasury yields specifically for the 5 and 10-year treasury.

And the land flipping was doing well there too but that has slowed quite a bit recently.I'm just a believer that no matter how the market goes there has always been some new strategy to follow to where the numbers just make sense. 

Could get better about PC follow-up and asking for business.

Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:1.

Do all of the following:1) the enemy method on local comps2) free sites like Rabbu, awning, and freemium Airdna.