Hello Trying to get back on the real estate investing space and build new connections that can help me to speed up the process.

Louisville is part of the industrial corridor all the way up to Columbus, Ohio.

Fees:The Set-Up Fee is $50The IRA Annual Fee is $275 (flat fee regardless of the number of assets & regardless of the account value)The Direction of Investment fee is $10**The Wire Fee is $15See our fee schedule for Crypto-currency feesPlease refer to the fee schedule to see metals storage costs.

Focus on the actual deal first.

If the seller has equity at the closing table part of the proceeds could go towards the utilities being caught up.

Considering that, you are likely going to see appreciation year over year, which essentially will be additional equity you'd capture just by simply living in the home. 

These were investments, the value of the assest are there, its the liquid that ran short and had to resort to credit cards to fix up the propertyYou spent $50k from savings, borrowed $50k from a 401k, and are paying it back over five years at around 7.5% interest, then borrowed another $40k from credit cards and are paying that back at around 8% interest, maybe more.

the cash flow you are referring to, are you attributing that to the $900 difference between the PITI and the gross rents?

Rates are high, usually in the high 8s or low 9s, and you may pay 2-4 points on the loan. 

Welcome to the Forums, Brandi !