Most lenders in the non-bank/non-traditional space that work with hard or private money will require that the cash-out proceeds are used for a business purpose and not any consumer purpose (or personal, family, or household purposes). 

DRAIN STOPPAGES.As of the date of this Agreement, Landlord warrants that the dwelling’s sewage drains are in good working order and that they will accept the normal household waste for which they were designed.

I've known that I'm not meant for the corporate hamster wheel for a decade, but have ignored that little voice in my head because I was taught that going to college and joining cubicle life is what you're *supposed* to do.Debts$30k in student debt at no more than 6% interest (most under 4%)$15k in credit card debt at no more than 13.5% interest12% of my gross income going to 401(k) with no matchPrimary residence payment is 15% of gross household incomeNo car payments; none plannedAssetsCashed-Out on equity of Duplex #1 to purchase Duplex #2 and to improve cash flow on #1Purchasing and renovating Duplex #2 to increase monthly cash flowExpect to have $15-20k in remaining funds after #2 purchase/reno$25k in an untouchable (per hubs) "Oh Sh*t" fund$7k in stocks that could be liquidatedDisclaimerCredit card debt was due to two back-to-back major unplanned primary residence expenses when we were only on one income.

Tucson ranked number 9 on the realtor.com list with a median household price of $237,000, and an expected home appreciation of 6.10%.

Not every household is making $193,000 annually eligible for a $1,000,000 mortgage.

You can learn to fix just about any household appliance. 

We are now stating that we, as a small operation, give preference to dual income households...with two adults the theory is that they will clean out of courtesy for the o ther adult....but we wil imply it is a riskbased policy  and it will reduce our risk as well.

So many household items require them now.

I live in central california where housing isn't as ridiculous as northern and southern CA, but median household income is substantially lower as well.  

Our household income is about $150,000.