I will find out what vehicles they have that are more tax efficient.If they do not have tax deferring vehicles I am open to switching since the account is just recent and the tax implications of moving the money is not too high right now.I am looking into Horizon ETF's - They have TRI ETF's (tax efficient alternatives to corporate class) .

That takes the speculation out of the equation (i.e. do you wait hoping for an adjustment, or by now only to find that there is excess inventory right over the horizon).

Five years is a pretty short time horizon for an equity play.

.⌛ Investors should consider their time horizon when assessing potential returns of investments, as longer time horizons usually lead to higher cash-on-cash returns due to declining interest portions over time🔝.🛐 Investors should assess the cash flow stability of an investment before deciding to invest, as investments in more stable markets may have lower returns but less risk, whereas investments in unstable markets may have higher returns but higher risk🔃.📢 Overall, cash on cash return is an essential metric to consider when evaluating real estate investments, as cash is a vital factor in determining the success of any investment🌞.In the next post we will cover Time value of money.

With having three little toddlers now I'm starting to lift my eyes up to the horizon and dream about a life in 10 years where I'm not dependent on a W2 and can be freed up to take advantage of time with family.

I have some projects on the horizon if you're interested in discussing. 

Debt should be tied to a time horizon of a targeted goal of acceptable risk levels beyond the influences described.

It really depends on your time horizon - are you planning on keeping for the long haul or do you think that you would be open to reselling in the next couple of years if the offer was right

- What is my time horizon?

Your age and investment horizon?