Here are a few below:Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find. a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal ownership you need insurance.If you search the forums for this topic using the magnifying glass feature in top right corner of your screen on BiggerPockets you will find a lot of discussion on "Quit Claim" "Buying through LLC", "LLC or not" etc....

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I only have credit card debt with a minimum monthly payment of under $300. 

Don't know the whole picture, but if you have good credit, you should be way below both points and rate. 

If you want to leave your IRA intact and avoid penalties or taxes, consider other options such as:HELOC (Home Equity Line of Credit): If you own property with sufficient equity, a HELOC can provide funds for a down payment without tapping into your IRA.Personal Loan: Depending on your credit, a personal loan may be an alternative.Seller Financing or Private Lending: Look into creative financing options for real estate investors, such as seller financing or private lenders, which can help with down payments without needing to use your IRA.

I credit the platform's amazing hard work figuring out the new requirements and walking us users through the process;  a website, EIN/LLC, registering for 2 levels of sender ligitamit sender;   something called shake/stir (???)

These systems are now under tighter scrutiny as privacy laws globally begin to expand.Here’s how regulatory changes are directly impacting the real estate industry:Tenant and Buyer Data Collection:Real estate firms collect sensitive personal data such as Social Security numbers, financial records, credit history, and background information.

In my (one time) experience with section 8 I put my emphasis on my perception of the applicant's personality, work ethic and credit score.

Clean up your credit and save for a down payment.

My concern is exposing my anonymity and other property attached to my LLC since there will  be a correlation with my name to LLC on sale history record?