That will save you countless headaches.

Our family gave back around 50k in donations to our local cities and organizations last year from thermal cameras to the fire department, little league teams, childrens hospital and many more.AND there are countless investors out there just like me who along with creating wealth and financial freedom have a true passion to help the community and yes.......solve problems.I grew up in the projects and a trailer court very poor, but unlike your comment that poor people can’t get themselves out of the past and revert to some negative activity, growing up poor is the fuel to be the best version of myself each day and work harder so that myself and those around me never have to experience that life again.

I was the portfolio manager for a fund that purchased countless nonperforming loans and then attempted to work them out (with a lot of success). 

Ive got pinched because I didn't do this and I've known countless others as well.

@John Pettas I don't have experience with Valor but have seen countless LOs from various lenders/brokerages pitch floor rates to every scenario to get a file submitted when it wasn't eligible for the floor rate. 

I also a member of one of the largest Mastermind groups that focuses on off-market acquisitions, and countless members have done seller-financing on SFRs.

I've read countless stories about folks asking if a rental scenario is good when they are breaking even because of the tax benefits & principal reduction.

Throughout the countless conversations I had with folks not a single person ever asked me how I did it. 

I've also had countless customers leave me for a minute rate difference only to call me later and tell me they regretted the decision because of issues that pop up.

I don’t have confidence in either of those events materializing any time soon, so another reason to stand aside.Timing and Credit:  For the last several years I’ve watched countless buyers acquiring with high leverage short term bridge debt.