The major portion of the income will come later from appreciation, either in the form of cash-out refinancing or selling, or simply from the rental cash flow once twenty year mortgages are amortized.

That was in 1971 - before computers, e-mail, cell phones, etc.Of the 27 amendments to the Constitution, seven (7) took one (1) yearor less to become the law of the land - all because of public pressure.Warren Buffet is asking each addressee to forward this email toa minimum of twenty people on their address list; in turn askeach of those to do likewise.In three days, most people in The United States of America willhave the message.

I've been a buy/hold investor for over twenty years.Unless you have a very close relationship (like a spouse) with a realtor, I think you NEED to get your license.

The average sales price after renovation will range from $500,000 to $900,000 and create an additional net profit of $50,000 within 24 (twenty) months of the purchase price.

I recently sold a contract to someone who I have delt with for about twenty years.

Every state will have license requirements for a lender, if anyone tells you otherwise, they are wrong, there may be exceptions, but commercial lending is regulated in all states.Commercial lending has much less regulatory oversight, than consumer lending, but it is not without compliance requirements as it was with some guy writing a check for a loan twenty years ago or even five years ago.  

Twenty percent of homeowners are upside down - SO WHAT?

Twenty yrs ago I didn't qualify for a fixed rate mortgage and the best I could do was an adjustable.

I think Dave Ramsey's story was that he had a lot of real estate in Tennessee when he started when he was in his twenty's and when the market went bad the banks called his loans even though he had never missed a payment. 

--------RETURN OF POSSESSION & REFUNDS[Our company name, address and phone number goes here.]Tenant: ____________________________________________________________Rental Unit Address: _________________________________________________The tenant returned possession of the premises (as stated above) to the landlord on the date of ____________________ and attests that they have returned ALL sets of keys to the landlord.The tenant attests they have removed from the property all personal belongings.If anything was left by the tenant and later found, it shall be stored and/or disposed of by the landlord as per law.Security Deposit:As per agreement and as required by law (RCW 59.18.280) within twenty-one (21) days after the termination of the rental agreement and vacation of the premises or the landlord’s learning that the property has been abandoned, the landlord shall mail to the tenant’s last known address a full and specific statement of the basis for retaining any of the deposit together with the payment of the refund due the tenant under the terms and conditions of the rental agreement.The tenant paid a security deposit of ___________, which will be considered for this purpose.New address provided by tenant: ____________________________________Telephone provided by tenant: _______________________________________[Landlord signature with date][Tenant signature with date]