Quote from @Dennis Weber: @Ray HarrellFull price10% down10% interest rate10 yr term Only an someone not smart would agree to this.A bank can do 20% down, 6.5%, 30yrs.  

Now, who are the smart people ?   

i agree it's problematic, they want people to sell their home LOL but if folks are selling then they have to buy again with higher interest rate, i meant, it's not a smart decision.they could just offer 35 year mortgage rate or gov. buydown rate for the first 2 years that would help little.

Since it would be 3.5% down since we live here right now, could this be a smart move?

The advantage to Kwikset is you can rekey the lock but Schlage's smart features, security, and reliability (even in the mountains with single digits or below) make it our go-to for now.

Smart!

They paid for a new glass top for the stove, repair to the counter tops and replacement of ALL of the hardwoods on the first floor.  

Better work smart than hard.

You want the insurer to be locked in to defend anyone who is operating that rental if they're named individually for something they did or did not do while operating it Thats a very smart idea!

Leveraging an FHA loan for house hacking can be a smart way to start building wealth through real estate.