They might be strapped to student debt or have not had the time to accumulate money for a down payment but are like-minded and have the flexibility to house hack.

Hi Mat,I am in the same situation.  

Example: Durable is anything typically expected to last 3 months or more including: Linens, towels, cutlery, floor mats etc. and Expendables: Toilet paper, sponges, snacks etc.)2) Operating/business licenses3) Capital expense CAPEX ( This is a big one - and should not be confused with maintenance/repairs)4) Professional services ( accountants, lawyers etc.)5) Hot tub and or pool service6) Septic pump and clean (annually)7) Snow removal8) Water filters (Whole house filters can be expensive.

All of my foundation work was in SoCal where there is significant danger of earthquakes and they insist on Seismic Strapping.

@Matt M. At

I narrowed to 3 options: grit tape, vinyl treads or carpet cover mats.

Absolutely Mat! 

Originally posted by @Mat Kik:I’m a new investor into real estate and I’ve just owned my property over two years!

It is so easy to rob Peter to pay Paul, when you find yourself strapped for money when it comes to unforseen circumstances. 

Hold off on the refinance and keep your cash strapped in the deal?