It's also nice to be reminded that most/all commercial lenders are likely going to be conservative enough that if they lend to me, I'm probably in OK shape - I wasn't aware the crash was quite so isolated to SFRs from a foreclosure standpoint, but that's very reassuring. 

Prices are rising and there are still slam dunk deals to buy if the market were to crash you would still be safe.

But, I know a lot of CA and FL investors that lost everything when the housing market crashed.  

That's what the crash was all about so try not to fully lever.

Also, how did the crash affect your business and how well have you bounced back?

Definitely got a quick crash course in hard money, bridge loans, and private money that will be useful down the road. 

If he is fixated on the Rear View Mirror (historic data like past rents and expenses, historic property valves, etc.) then he will surely crash his vehicle.If he is fixated on the side windows (current data like current cashflow, which is rents and expenses), then he will surely crash his car.HOWEVER, if he is looking out the windshield (future cashflows generated from new project developments, zoning changes, migration of people, etc.) 90% of the time, the CEO will know that there may be an obstacle in the way or that the bridge is out and the bright warning signs are in front of him to stop before he falls off a cliff.The problem is that you may have too much momentum and you cannot quickly stop your Investment vehicle, especially Real Estate Investments.

I doubt that Google will ever have a worldwide cloud crash, but we sleep better at night knowing that we have some redundancy between two disparate platforms. 

Do you think it is due to a lot of the pre-crash mortgaged properties being sold, and fewer foreclosures happening on post- crash mortgages?

Is there anything right off the bat that you would say you loved or hated or were pleasantly or unpleasantly surprised by.....as far as the loan process goes?