Prepare your finances, including a strong credit score and a down payment.

I would connect with a few lenders on here, find one local mortgage broker, and then call around to several regional banks and credit unions.

It's a full service banking platform - just like you'd have at any other bank with interest bearing accounts, the ability to set up multiple accounts and sub-accounts, issue virtual credit cards and more.  

The state’s housing is also ranked as the fourth most affordable in the country.Alabama currently has the second-lowest average property tax rate in the country at 0.4%, which helps investors keep more of the money they earn.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Try local banks and Credit Unions, they'll offer the best terms for you. 

@Kent KettellWe have been using loan to cost funding our deals the past three years, with community and credit unions, and the refinancing once stable to agency.we are able to get 80% of the rehab built into the loan, and it has allowed us to come up with less.

Meanwhile, the percentage of companies planning to downsize dropped to 37%, the lowest since 2021.Julie Whelan of CBRE noted positive net absorption for the first time since Q3 2022, signaling potential recovery.

The only things I change are that I require a copy of their housing voucher (which tells me which agency they're with, how many bedrooms they're qualified for and if their voucher is still active) and I require only 1 months rent in income instead of 3.The rest is the same - I call every landlord they've had for the last 5 years, I check their background, credit, etc. 

Things like income documentation, background checks, credit reports, etc mean a lot more to me.