It all depends on our human appetite for risk and our appetite for fun. 

These days, people are starting to realize that not everyone has the same appetite for risk, not everyone is interested in the same asset classes, and some people have preferences for how their returns are structured.  

There is no suppressed data it's just suppressed in the scoring model.

Plus with the amount of cash generated by tech startups and founders appetite for negative cashflow balance sheets, things get complicated for traditional investors.  

Let's let each other know if there is a bank with the correct appetite for this.  

This doesn't mean there is no appetite for HMO's and multi lets but it should be considered as students are predictable (10 month rental and repairs every year etc).Mark I'm in west London and happy to have a coffee and a natter about your plans if it would be helpful.

Fox Park has become a hot area for rehabs if you have an appetite for more of a project.I find my self targeting more boring/stable areas like 63109 (we live in this zip and own the 1 property here as well), Christy Park, and Bevo.

Go to etsy and search by artists in your area and email them that you're planning a one-of-a-kind market.I had started something called the 'Atlanta Underground Market' 3 years ago and it got such a buzz, that Bon Appetit magazine called it one of the top emerging markets in the U.S.

Just enough education to whet your appetite and convince you that you need his program. 

If you have an appetite for running repairs, you can also score a duplex for that price range with dual income opportunity but of course with higher reserves for your CAPEx and Maintenance reserves.