Okay, I'll jump in here.I've done SBA 7(a) loans, one for 1.7mil and another for 2 mil, for two separate commercial properties (gas station c-stores, ground up raze and rebuilds). 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Make no mistake if self-employed and can only show low income it's because the applicant is low-income.

Instead I'd focus on building an application that allows people to easily search the database.

Does anyone know if it's possible to clear your rental history and hid how many people have viewed/contacted/filled out applications on Zillow? 

I have a prospective applicant who is interested in filling out application.

Go to a local convenience store, see what kind of people live there. 

You can buy 2 prong outlets at most any hardware store, home improvement store, electrical supply store. 

As the IRA account owner, you can take distribution from the IRA, subject to applicable taxes and penalties. 

Here is the specific language from Assembly Bill No. 68:a local agency, special district, or water corporation shall not require the applicant to install a new or separate utility connection directly between the accessory dwelling unit and the utility or impose a related connection fee or capacity charge, unless the accessory dwelling unit was constructed with a new single-family home.If the Planning Department is telling you that you need separate utilities and you're adding an ADU to a lot with an existing SFR, refer them to the above language from AB 68.